habaj Terms and Conditions

habaj is an online casino and sports betting platform operating for players in Bangladesh. These terms and conditions ("Terms") form a legally binding agreement between habaj ("we", "our", "platform") and the user ("you", "member").

By visiting the website https://habaj.lat, creating an account, or using any of our services, you are considered to have fully agreed to these terms. If you do not agree to these terms, please refrain from using the platform.

Key Definitions

• Account: A member's personal profile and funds registered on the habaj platform.
• Bet: Money placed to participate in a game or sporting event.
• Bonus Funds: An amount added to an account as a promotional offer, which cannot be withdrawn before specific wagering requirements are met.
• Cash Funds: Money directly deposited by a member or legitimately won and available for withdrawal.
• Wagering Requirement: The condition specifying how much must be wagered before bonus funds can be withdrawn.
• KYC: Know Your Customer — the identity verification process.

Creating a personal account is required to use services on the habaj platform. During the registration process, you must provide accurate, complete and up-to-date information.

Account Creation Rules

• Each member may hold only one account. Creating multiple accounts is strictly prohibited.
• The name, date of birth and contact information provided at registration must be truthful and consistent with your real identity.
• Accounts may not be created using false or misleading information.
• Account login details (username and password) must be kept completely confidential.
• Accounts may not be transferred, sold or shared with any third party.
• The responsibility for account security rests entirely with the member.

KYC Verification

habaj may request a national ID card, passport or other government-issued documents at any time for identity verification. Failure to submit documents within the specified time may result in temporary account suspension. KYC verification may be mandatory for withdrawals of ৳500 or more.

To create an account and use services on habaj, you must meet the following eligibility requirements:

• You must be at least 21 years of age.
• You must operate the account on your own behalf and in your own interest.
• You must confirm that you are of sound mind and are using the platform voluntarily.
• You must not be on habaj's self-exclusion list.
• Online gaming must be legal under the laws of your location or country of residence.

habaj reserves the right to verify the age of any account. Providing false age information will result in account closure and all winnings will be voided.

Deposit Rules

• Minimum deposit amount: ৳500 (for all payment methods).
• Accepted payment methods: bKash, Nagad and Rocket.
• Deposit transactions are generally completed instantly.
• Deposits may only be made from a payment account registered in your own name.
• Use of third-party payment accounts is strictly prohibited.

Withdrawal Rules

• Minimum withdrawal amount: ৳800.
• Standard withdrawal processing time: 10-45 minutes.
• Withdrawals are only possible to the same payment account used to make the deposit.
• KYC verification may need to be completed before a withdrawal.
• To withdraw from bonus funds, the associated wagering requirements must be met.
• In the case of suspicious transactions, habaj reserves the right to hold a withdrawal until an investigation is complete.

habaj offers various promotional offers. Each bonus offer has its own specific terms and conditions, which must be read before accepting the offer.

Welcome Bonus

• A 120% bonus on first deposit, up to a maximum of ৳8,000.
• Wagering requirement to withdraw the bonus: 15 times the total of deposit plus bonus.
• Each member will receive the welcome bonus only once.
• A specific time limit may apply for meeting the wagering requirement.

General Bonus Terms

• Bonus funds cannot be withdrawn before wagering requirements have been met.
• If bonuses are abused across multiple accounts, all associated accounts will be closed.
• Certain games or bet types may not contribute to bonus wagering — see the details of each offer.
• habaj reserves the right to modify, suspend or cancel bonus offers at any time without notice.
• If bonus abuse is suspected, habaj reserves the right to investigate and, where necessary, forfeit the bonus.

All games on the habaj platform are operated fairly and transparently. Game software providers follow fair play principles.

Betting Rules

• Once a bet has been confirmed, it cannot be changed or cancelled.
• If a game is interrupted due to a technical fault, habaj will review the situation and make a decision in accordance with the applicable rules.
• The result displayed in any game will be considered final unless a software error is proven.
• habaj reserves the right to void bets placed on the basis of obvious errors or inconsistent odds.

Sports Betting

• The rules of the relevant sport apply to betting on sporting events including cricket, football and boxing.
• If an event is cancelled or postponed, bets will be refunded or settled according to event-specific rules.
• Bets associated with match fixing or any other unethical activity will be voided.

The following activities are strictly prohibited on the habaj platform:

• Creating or operating multiple accounts.
• Systematic abuse for the purpose of meeting bonus requirements ("bonus hunting").
• Using automated software, bots or hacking tools.
• Conducting money laundering or illegal financial activities.
• Harassing or defrauding other members on the platform.
• Exploiting any technical vulnerability or fault.
• Unauthorized access to another person's account.
• Any attempt to influence the outcome of a sporting event.
• Creating an account for a minor or sharing an account.
• Infringing on habaj's intellectual property.

Suspension or Closure by habaj

habaj may suspend or close any account without prior notice in the following circumstances:

• Breach of any provision of these terms.
• Providing false or misleading information.
• Evidence of suspicious or fraudulent activity.
• Failure to pass KYC verification.
• Confirmed to be a minor.
• At the direction of a legal or regulatory authority.

Closure by Member

Any member may request closure of their account at any time. Available cash funds should be withdrawn before submitting an account closure request. For self-exclusion, please visit our Responsible Gaming page.

habaj is fully committed to protecting members' personal information. Full details of how we collect, store and use data can be found in our Privacy Policy.

• habaj uses SSL encryption technology to keep all data and transactions secure.
• Members' personal information is not sold to third parties.
• Information may be provided to authorities when required by legal obligation or security investigation.
• Members may request to view and correct their stored information.

habaj believes that gaming should be a form of entertainment, not a cause of financial problems. We give responsible gaming the highest priority.

• habaj provides members with deposit limits, betting limits, and self-exclusion options.
• If signs of gaming addiction are observed, support is provided to the member.
• habaj takes active steps to prevent minors from accessing the platform.
• For detailed information on responsible gaming, please visit our Responsible Gaming page.

habaj provides its platform on an "as is" basis. habaj's liability is limited in the following areas:

• Losses arising from technical errors, server outages, or internet connectivity issues.
• Delays or errors by third-party payment providers.
• Issues caused by game software providers.
• Losses caused by a member's own negligence or disclosure of account credentials.
• Unforeseen events beyond habaj's control (force majeure).

Under no circumstances is habaj liable for any indirect, incidental, or consequential losses suffered by a member. habaj's maximum liability is limited to the total amount of the transaction in question.

habaj reserves the right to modify these terms and conditions at any time. In the case of significant changes, members will be notified via email or platform notifications.

• Continued use of the platform after any changes will be considered acceptance of the new terms.
• You are advised to check this page regularly.
• The date of the current version will always be displayed at the top of the page.

Dispute Resolution

In the event of any dispute or complaint, please contact our customer support team first. We are committed to resolving all disputes fairly and promptly. habaj's decision regarding dispute resolution will be considered final and binding.